Online Mortgage Center

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You can call or email one of our mortgage professionals to answer any of your questions or to ask for advice.

Free Pre-Quals!

We can Pre-Qualify you so you can shop for your home knowing that you can afford the mortgage.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy-to-understand explanations of each program on the site and a Loan Officer is always just a call or email away!

In this section

Today's Rates

30 Year Conforming Fixed
 Rate  APR  Points
 3.875%  3.977%  0.000%
20 Year Conforming Fixed
 Rate  APR  Points
 3.625%  3.765%  0.000%
15 Year Conforming Fixed
 Rate  APR  Points
 3.250%  3.428%  0.000%
10 Year Conforming Fixed
 Rate  APR  Points
 3.125%  3.383%  0.000%

Personalized Quote

The actual interest rate and fees available to you will be based on your credit history, loan to value, property type and purpose of loan and may be different than rates displayed here. Interest rates and annual percentage rates (APRs) are subject to change without notice.

Rate Watch

NMLS Registry Information for Mechanics’ Savings Bank Mortgage Loan Originators